Title Insurance

Capable Handling Of Residential And Commercial Title Insurance Matters

In today’s volatile market, it is more critical than ever to assure clear title when buying (or selling) property. A clouded title or lack of title insurance might expose your real estate to liens, judgments and other adverse matters.

The law firm of Caldwell & Kearns, P.C., offers protection and peace of mind through title insurance in residential and commercial real estate transactions. We serve individuals, businesses and developers in Harrisburg, Hershey, throughout Dauphin County and surrounding Central Pennsylvania. Arrange a consultation at 717-232-7661.

Full services for homebuyers We can assist clients in the full process of buying a home: negotiation or review of the purchase agreement, arranging inspections, reviewing seller disclosures, providing title insurance and representing you at the closing.

Caldwell & Kearns, P.C., provides title protection through our own subsidiary, Residential-Commercial Abstract Inc. Policies are underwritten by Old Republic National Title Insurance Company, one of the oldest and largest title insurers in the U.S.

Do We Need A Lawyer For This?

You certainly should have title insurance to protect your investment, and most lenders require it. You will need an attorney if there is a problem with the title — we will review the title search documents, as well as any other legal documents that affect settlement.

It does not cost any more to acquire title insurance through Caldwell & Kearns, P.C., than through a separate title company — and you have the added protection of an experienced attorney overseeing your settlement at no additional cost. Our experienced real estate lawyers examine the deed and other title records for any hint of trouble, including:

• Liens against the property (e.g., mechanic’s lien filed by a builder)
• Unpaid real estate taxes
• Municipal claims
• Judgments against the seller’s assets
• Errors in legal descriptions of the property
• Covenants, conditions and restrictions (CC&Rs) on use of the property, such as easements
• Pending claims for quiet title/adverse possession
• Outsale of portions of the property to others

We also handle title insurance and related work for undeveloped land transactions in advance of commercial projects, residential subdivision and planned unit or condominium developments.

Caldwell & Kearns, P.C., provides title protection through our own subsidiary, Residential-Commercial Abstract Inc., and currently maintains offices in Harrisburg and Hummelstown. Policies are underwritten by Old Republic National Title Insurance Company, one of the oldest and largest title insurers in the U.S.

Title Search And Closings

Contact our law firm today to discuss your needs and our qualifications in real estate and title insurance. Call us at 717-232-7661.