Commercial and Personal Insurance Defense

Subrogation and Coverage Issues

Our attorneys have worked with numerous regional and national insurance carriers. Both insurance carriers and national insurance subrogation firms have utilized Caldwell & Kearns as their counsel in central Pennsylvania. Our attorneys are members of the National Association of Subrogation Professionals. Subrogated losses including property, fire, auto accident, worker’s compensation, trucking and cargo claims are handled by our attorneys in Pennsylvania and Federal Courts.

Insurance coverage analysis is a critical topic in today’s insurance market. Paying those claims that are owed and having a strong legal basis to deny is essential as bad faith is a claimant’s tool to convert a flawed coverage decision into a significant recovery. Analysis of coverage for clients and insureds is handled by experienced insurance litigators. Declaratory Judgment actions are pursued as necessary to establish lack of coverage or applicable duties to defend and indemnify in Pennsylvania and Federal Courts.

Our attorneys practice before the Pennsylvania Insurance Department defending insurance carriers when Cancellation and Refusal to Renew decisions are subjected to administrative review.